ACCIDENTAL INSURANCE

Accidental Insurance

This is insurance that provides compensation for accidental injury or death. … Accident insurance covers death, dismemberment, loss of sight, loss of income, and medical expenses caused by accidental injury. Accident insurance is insurance that provides compensation for accidental injury or death.

Benefits

Group Life Supplement


In this type of arrangement, the accidental death benefit plan is included as part of a group life insurance contract, and the benefit amount is usually the same as that of the group life benefit.


Voluntary


The accidental death benefit plan is offered to members of a group as a separate, elective benefit. For this type, premiums are generally paid in a payroll deduction.


Travel Accident


The accidental death benefit plan in this arrangement is provided through an employee benefit plan and provides supplemental accident protection to workers while they are traveling on company business (the employer usually pays the entire premium).

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