Health insurance is a type of insurance coverage that pays for medical, surgical, and sometimes dental expenses incurred by the insured. It can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Cost and Expenses
Health insurance protects from unexpected medical bills. You pay less for coverage before meeting you deductible. Trips to the emergency room, treatment in the hospital for inpatient care, care before and after your baby is born and more.
This benefit is available normally without being admitted to a hospital
Mental health and substance use disorder
This includes behavioral health treatment, counseling, and psychotherapy
Services and devices
Help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more.